Terms of Service

Last updated: June 1, 2026  ·  Effective: June 1, 2026

These Terms of Service ("Terms") govern your access to and use of the website, mobile application, and services (collectively, the "Platform") operated by Share Market Advisory ("Company", "we", "us", or "our"). By creating an account or using the Platform, you agree to these Terms and our Privacy Policy.

1. Acceptance of Terms

By accessing or using the Platform in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Platform. These Terms constitute a legally binding agreement between you and the Company.

2. Eligibility

To use the Platform, you must:

• Be at least 18 years of age
• Be a resident of India or legally permitted to invest in Indian securities markets
• Have the legal capacity to enter into a binding contract
• Not be prohibited from using the Platform under applicable laws

By using the Platform, you represent and warrant that you meet all eligibility requirements.

3. Account Registration

You must create an account to access most features of the Platform. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Keep your password confidential and not share it with any third party
• Notify us immediately of any unauthorised use of your account
• Be responsible for all activity that occurs under your account

We reserve the right to suspend or terminate accounts that provide false information or violate these Terms.

4. Services & Subscriptions

The Platform provides access to research reports, market analysis, videos, and other content produced by SEBI-registered research analysts ("Research Content"). Access to premium Research Content requires a paid subscription.

• Subscription plans, pricing, and features are described on the Plans page and are subject to change.
• Subscriptions are personal and non-transferable.
• Access to Research Content is granted for personal, non-commercial use only.
• We do not guarantee the availability of any specific analyst, plan, or content.

5. Payments & Billing

All payments are processed through our authorised payment gateway. By making a payment, you:

• Authorise us to charge the applicable fees to your chosen payment method
• Confirm that you are the authorised holder of the payment instrument
• Agree that all fees are exclusive of applicable taxes (GST will be charged as applicable)

Subscription fees are billed in advance for the selected period (monthly or annually). Failure to pay may result in suspension of access.

6. Refunds & Cancellations

Our refund policy is as follows:

• Within 48 hours of purchase: Full refund if no Research Content has been accessed.
• After 48 hours: No refunds, except in cases of technical failure attributable to us.
• Cancellations: You may cancel your subscription at any time. Access continues until the end of the current billing period. No pro-rata refunds are provided.
• Disputes: Refund disputes must be raised within 7 days of the charge. Contact support with your order details.

7. Content & Research Disclaimer

Important: All Research Content on the Platform is provided for informational and educational purposes only. It does not constitute financial advice, investment advice, or a solicitation to buy or sell any security.

• Past performance of any security or analyst recommendation is not indicative of future results.
• Investment in securities markets is subject to market risks. You should read all related documents carefully before investing.
• You are solely responsible for your investment decisions. The Company and its analysts are not liable for any losses arising from your reliance on Research Content.
• All analysts on the Platform are SEBI-registered. However, SEBI registration does not guarantee the accuracy or profitability of any recommendation.

8. Prohibited Conduct

You agree not to:

• Copy, reproduce, distribute, or commercially exploit any Research Content without prior written consent
• Share your account credentials or subscription access with others
• Use automated tools (bots, scrapers) to access or extract content from the Platform
• Attempt to reverse-engineer, decompile, or tamper with the Platform
• Post false, misleading, or defamatory content
• Engage in market manipulation or any activity that violates SEBI regulations
• Use the Platform for any unlawful purpose

Violation of these prohibitions may result in immediate account termination and legal action.

9. Intellectual Property

All content on the Platform — including research reports, articles, videos, software, logos, and design — is owned by the Company or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform and its content for your personal, non-commercial use only. This licence does not include the right to sublicense, sell, or commercially exploit any content.

10. Disclaimer & Limitation of Liability

The Platform and all content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of or inability to use the Platform.

Our total aggregate liability to you for any claim arising from these Terms shall not exceed the amount you paid to us in the 3 months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from: (a) your use of the Platform; (b) your violation of these Terms; or (c) your violation of any third-party rights.

12. Termination

We may suspend or terminate your account and access to the Platform at any time, with or without notice, for any reason including violation of these Terms. Upon termination, your right to use the Platform ceases immediately. Provisions that by their nature should survive termination (including Sections 7, 9, 10, 11, and 13) will remain in effect.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.

Before initiating legal proceedings, you agree to attempt to resolve disputes informally by contacting us. If a dispute cannot be resolved within 30 days, either party may pursue formal legal remedies.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or a prominent notice on the Platform at least 14 days before taking effect. Your continued use of the Platform after the effective date constitutes acceptance of the revised Terms.

15. Contact

For questions about these Terms, please contact us:

• Email: legal{{ strtolower(str_replace(' ', '', config('app.name'))) }}.in
• Post: Legal Department, Share Market Advisory, 123 Nariman Point, Mumbai — 400 021